Introduction and Overview

What is Goldfinch Prime, and why does it matter?

Bringing institutional private credit onchain

Goldfinch was started over 4 years ago with the mission to bring real world finance onchain. Goldfinch Prime represents the next evolution in that mission, as it brings the biggest and best private credit funds in the world onchain, in one simple, diversified investment. Funds like Ares, Apollo, Golub and more, who collectively manage over $1T of assets are now available around the world in a low cost way through stablecoins and the blockchain.

Overview of private credit

Private credit, also known as private debt, refers to loans or other forms of credit that are not issued or traded on public markets. It typically involves non-bank lenders providing capital to businesses or loan pools. This form of financing is often used as an alternative to traditional bank loans or public bond offerings. Private credit has grown significantly over the past decade as institutional investors seek alternatives to traditional fixed-income investments, especially in a low-interest-rate environment, but really it's helpful in any environment.

Overview of Goldfinch Prime, and what problems it solves

While private credit has been a part of many institutional portfolios for decades (due to good returns and low volatility), it has been traditionally hard to access for individuals. It takes time, effort, and knowledge to vet private fund managers, plus access to even have the opportunity to invest. If you do want to invest, there is often a lot of paperwork to sign, especially if you want to invest in multiple managers for diversification purposes. Goldfinch Prime solves these challenges for investors. It has vetted managers to find the best, and built a platform allowing us to easily invest in multiple managers at the same time. Plus we use the blockchain and the low cost power of USDC on Base to bring a diversified and custom pool of private credit to people around the world.